Financing

Two ways to buy.

Pay in full

Pay the total purchase price at checkout by card or US bank transfer. Payment is handled on a secure hosted page; we never see or store your card number.

· Total shown before you pay: home, accessories, delivery and sales tax listed separately.
· Delivery is confirmed before payment. No surprise charges.
· Itemized receipt by email.

Apply for financing

Apply from the checkout with Sandbox Lender (demonstration only). If you are approved and accept the terms, a down payment (from $4,000, depending on the model) is collected and applied toward your total. The remaining balance is financed.

Configure your home and enter your delivery address so the total is final.
Choose Apply for financing. Before anything is submitted you will see who the provider is, what information is collected, and whether the inquiry affects your credit score.
Review the actual APR, term, monthly payment, fees, total of payments and required disclosures.
Accept the agreement, then pay your down payment (from $4,000, depending on the model). Nothing is charged before this step.

If financing is not available for your application, your configuration is saved. You can keep the application pending, pay in full, or contact us. We never show an approval that is not real.

Sandbox demonstration. A real lender is not yet connected. The financing flow shows sample terms so you can see how it works. No applicant data is collected and no credit inquiry is performed.

Estimate your payment

Fixed 10% APR in-house financing, equal monthly payments like an auto loan, terms from 12 to 36 months. Estimates use the starting price; accessories, delivery and tax are added at checkout.

Model

Down payment ($)

Minimum $4,000 for the X1 Foldable

Term

Monthly payment

$290.24/mo

Amount financed

$8,995

Total interest

$1,453.64

$10,448.64 total of payments

Estimate only, not an offer of credit. Use the Pre-qualify button to see your options in 60 seconds, with no SSN and no score impact.

In-house financing is a fixed 10% APR simple-interest loan with equal monthly payments, from 12 to 36 months, and no penalty for paying early. Terms are confirmed in writing before you sign.

In-house financing is offered by My Simple Living of Hurricane, Utah, as a consumer credit sale under the Utah Consumer Credit Code. You receive the federal Truth in Lending disclosures before you sign, equal credit opportunity applies, you may prepay without penalty, and My Simple Living keeps a security interest in the home until it is paid in full. The Terms of sale have the details.

Ready to see your number?

The configurator shows the total, down payment and remaining balance side by side.

Configure a home